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BDO Optimum Savings Account

bdo optimum savings
BDO Optimum Savings



BDO Optimum Savings Account









BDO Optimum Savings is a BDO Peso Savings Account Product that gets
higher interest rates as you build up your deposit balance.

BDO Optimum Savings Account Features
1. Minimum Initial Deposit
   a. Personal - P30,000
   b. Commercial - P50,000
2. Minimum Monthly Average Daily Balance Requirement -
   a. Personal - P30,000
   b. Commercial - P50,000
3. Minimum Monthly Average Daily Balance to earn interest
   a. Personal - P30,000
   b. Commercial - P50,000
4. Withdrawal transaction per month - free of charge up to 3 times
   a month.

        On the 4th and subsequent withdrawals - P110 per withdrawal
        will be deducted from your account.
     
5. Dormancy Fee - P300

         Dormant - When there has been no financial activity for a
         long period of time, other than posting of interest, an
         account can be classified as dormant.

         BDO Dormancy - dormant if there is no client-initiated
         transaction within 12 months for checking accounts and
         within 24 months for savings accounts.

6. Falling below minimum MADB requirement for two (2)
   consecutive months - A charge of P300 deducted from your account.

7. If You close your account within 30 days from opening date - you
   will be charge P300

BDO Optimum Savings Account Interest Rate - subject to change, call or
visit your preferred BDO Branch for the latest interest rates.
The average interest rate for similar products of competing banks are
slightly higher than .250% per annum (year)

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