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best time deposit philippines
Time Deposit Rates



Time Deposit Rates Philippines








What are the banks in the Philippines that offers a very good
interest rates on time deposits?

When I took my vacation to the Philippines from the Middle East
last March 2014, I decided to try putting my money in a time
deposit. Here is what I found out. The Best bank to offer the
best rate on time deposit is China Bank and UCPB. Posted here
under are time  deposit rates of the banks I inquired into.

1. BDO - Banco De Oro - Time Deposit Rates
   
      Minimum Deposit - P1,000
      Rate for 30 days - 0.250%
               60 days - 0.250%
               90 days - 0.250%
              180 days - 0.500%
              360 days - 0.500%

 2. BPI - Bank of the Philippine Island - Time Deposit Rates

      Minimum Deposit - P50,000
      Rate for 35 days - 0.25000%
               63 days - 0.25000%
               91 days - 0.25000%
              182 days - 0.31250%
              364 days - 0.50000%

3. Metrobank - Time Deposit Rates

      Minimum Deposit - P10,000
      Rate for 30 days - 0.250%
               60 days - 0.250%
               90 days - 0.250%
              180 days - 0.500%
              360 days - 0.500%

4. Land Bank - Time Deposit Rates

      Minimum Deposit - P1,000
      Rates - I need to go to their branch to inquire, as their
              website mentioned nothing about rates.

5. PNB - Philippine National Bank - Time Deposit Rates

      Minimum Deposit - P10,000
      Rate for 30 days - 0.1250%
               60 days - 0.1875%
               90 days - 0.2500%
              180 days - 0.3750%
              360 days - 0.6250%  

6. Union Bank - Time Deposit Rates

      Minimum Deposit - P50,000
      Rate - I need to go to their branch to inquire, as their
             website mentioned nothing about rates.  

7. China Bank - Time Deposit Rates

      Minimum Deposit - P5,000
      Rate for 90 days - .875%
              180 days - .875%
              360 days - .875%

8. Security bank - Time Deposit Rates

      Minimum Deposit - P10,000
      Rate for 30 days - .250%
               60 days - .250%
               90 days - .250%
              180 days - .250%
              360 days - .250%

9. UCPB - United Coconut Planters Bank - Time Deposit Rates

      Minimum Deposit - P10,000
      Rate for 30 days - 0.5000%
               60 days - 0.5000%
               90 days - 0.5000%

10.EastWest Bank - Time Deposit Rates

      Minimum Deposit - P10,000
      Rate for 30 days - 0.250%
               60 days - 0.250%
               90 days - 0.250%
              180 days - 0.250%
              360 days - 0.2500%